HKD/USD based investors are exposed to currency fluctuations where funds are denominated in currencies other than HKD/USD. Past performance is not a guide to future performance. Your capital is at Risk. The value of investments and any income is not guaranteed and can go down as well as up and may be affected by exchange rate fluctuations. This means that an investor may not get back the amount invested. This material is for information only and does not constitute an offer or solicitation of an order to buy or sell any securities or other financial instruments, or to provide investment advice or services. If you are in doubt about the suitability of any investment, you should speak to your financial adviser.